Have We Reached a New Era for Women's Health Care?
When it comes to health, women have histor...
Hospitals, doctors and clinics are helping women save money on their health care costs in a variety of ways.
When it comes to health, women have historically paid a high price for receiving quality of care and the kinds of choices that allow women to have some control over their health care needs.
Now, however, more hospitals and doctors have become sensitive to the special needs of women, and have responded with more and better choices, alternative treatments and specialized programs that help women save money on health care over the short and long term.
Here are some things every woman should know about health care costs.
1. You have provider options.
Limited choice insurance plans are renowned for having fewer approved providers in exchange for reduced premium fees. Many women have felt squeezed out of their favorite health care provider's list, and forced to switch providers. But even if you have a limited choice plan, you have options.
Walk-in clinics are popping up everywhere across the country to service people who either have no insurance or who do not wish to visit one of the limited choice providers. Walk-in clinics accept most insurance payments, or out of pocket payments. They offer a broad range of services that sometimes includes ultrasounds, pap smears, EKGs and much more. So the next time you put off your doctor’s appointment because you don't like your limited choice provider, go to a walk-in clinic instead.
2. You can get some services at home.
A growing number of physicians offer house calls. If you're getting a service done that falls under the purview of a doctor who makes house calls, you can save a bundle by not having to check in to a hospital overnight. Common services treated by house call physicians include diagnostic services, blood tests and even ongoing in-home health care.
3. You can make payments.
If your out-of-pocket expense isn't in your pocket, many hospitals will offer you no-interest financing based on what you tell them you can pay monthly. So instead of having a second heart attack after receiving your hospital bill, or maxing out your high interest credit card, make an appointment to see the billing account manager at your local hospital. You'll find them very amenable to the idea of you making regular payments to pay off your debt.
This solution is far more attractive to them than having to chase you down to try to get you to make some huge lump sum payment that you both know you don't have in your bank account. To arrange, just be honest about your financial situation, be ready to provide documentation, and let them know how much you think you can readily afford.
Are you looking for more information about health care costs and finance?
As the following article shows, check out 10 things every woman should know about finance to discover even more ways to save on health care, in general.
About the author: Kate Supino writes extensively about best business practices.
Dexcom: changing the lives of people with type 1 diabetes
It is estimated that 9.3% of adults around the world are living with type 1 diabetes, which amounts to a total of 463 million people. A further 1.1 million children and adolescents under the age of 20 are living with the condition.
Unlike the more prevalent type 2 diabetes, where the body still produces insulin and symptoms develop slowly, people with type 1 diabetes need regular insulin injections or pumps, and must monitor their sugar levels frequently.
In recent years a number of remote glucose monitoring systems have become available that patients can use at home. These work with a sensor, usually placed under the skin, that measures glucose levels every few minutes. This information is then transmitted wirelessly to a device like a smartphone or tablet, which can then be shared with their clinician.
British actress Nina Wadia's son Aidan, 14, has type 1 diabetes, and has been managing his condition using Dexcom, a glucose monitoring system used by patients all over the world. Here Wadia explains how Dexcom has improved their lives.
As a parent of someone with type 1 diabetes, what is your day-to-day life like?
Being able to take a breath, think and pivot constantly without getting frustrated becomes an essential mindset because sometimes it feels like each day is determined to be different from the day before. Whatever worked yesterday is going to misfire today.
Which areas of yours and Aidan’s life are most impacted by diabetes?
The one thing that you have to fight hard to reclaim is spontaneity, especially when it comes to food and exercise. It’s only when this is taken do you realise how essential each one is. You can be flexible and there are no real limits, but only in the sense that a great athlete can be flexible without limits because they’ve trained super hard to be that way. So we’ve all had to become athletes when it comes to being spontaneous.
How has Dexcom helped you and Aidan?
Dexcom has brought future science fiction to real life today. The continuous glucose monitoring system is tiny, sits discreetly on his body and gives him a ten-day breather between sensor changes, so it's goodbye finger-pricking seven times daily.
Dexcom is totally active at a grass roots level and for Diabetes Awareness has pledged to donate £2,000 if #DexcomDiabetesStories and/or #DexcomWarriorStories is shared 200 times! I’ll be sharing more on social media and would love to hear how other families are winning their fights.
Maybe most importantly Dexcom is trying to introduce a reimbursement programme for type 1 diabetes patients which will give greater access to modern, life changing hi-tech. I want to spread the word on the importance of accessing it through this campaign.
If you compared your life today with how it was before Aidan was using Dexcom, what has changed?
It's always working, which lets him take his mind off diabetes for longer stretches. It also lets me get off his back. We both receive alerts so I no longer have to pester him by asking him what his number is, and especially importantly, I don’t have to wake him at night to prick his finger if I’m worried. Dexcom gave us back our sleep!