Top 10 Medical Insurance Providers in America
Written by Pooja Thakkar
1. Humana Health Insurance
The Patient Protection and Affordable Care Act, in the US will require states to enable easy access to insurance plans for all their residents through online insurance marketplaces starting in late 2013. But there are already some excellent medical insurance providers offering plans and prices that are just right. At the end of the day, what matters most is a decent health insurance plan that gives you peace of mind.
Humana is one such top insurance provider whose approach to individual and affordable health insurance has been serving customers well for over 50 years. Headquartered in Louisville, Kentucky, Humana has a large network that includes 544,000 physicians and 4,000 hospitals. The Company’s well-organized web site or app via mobile phone makes it easy to find providers that charge cheaper, in-network rates. Humana also completed more than 21 acquisitions from 1994 to 2012.
2. United HealthCare Insurance
United HealthCareis a part of UnitedHealth Group, the largest single health carrier in the United States. With annual revenues of over $90 billion, the company provides products and services to over 70 million Americans.The huge varieties of plans offered make this company a one-stop resource for all medical insurance needs.
3. Aetna Health Insurance
This insurer with a good reputation overall provides benefits in 50 states and has almost 18 million medical members. Founded in 1853 in Hartford, Connecticut, Aetna is considered to be the one of the oldest insurance companies in US and provides healthcare, dental, pharmacy, group life, disability insurance, and employee benefits.
4. Anthem BlueCross BlueShield Health Insurance
A division of WellPoint, Anthem BlueCross BlueShield is a large health insurance provider that operates in 12 states. This company is known for its 360-degree Health program. Customers will find some good options for affordable health insurance with easy ways to add dental, vision, life and other insurance as well.
5. Celtic Health Insurance
Celtic has evolved into a solid source of private medical insurance having presence in 34 states. The Company offers a wide selection of plans in different price ranges that are fit for different stages of life. Lots of Celtic options allow customers to easily add life, vision and disability insurance to their health plan.
6. Assurant Health Insurance
Covering 44 states, Assurant Health offers some good medical insurance plans for individuals and families. There isn’t a better source for short-term insurance. Customers can get plans for as short a time span as 30 days and as long as 180 days. There are also some great bargains for low-cost health insurance.
7. SelectHealth Insurance
An insurance arm of Intermountain Healthcare, a nonprofit healthcare provider, SelectHealth includes a network of 22 hospitals spread across Utah and Idaho. It is a small provider that offers excellent copay-style plans, high-deductible plans and short-term plans. If you are fortunate enough to live in the coverage area, it is a good option.
8. Kaiser Permanente Health Insurance
This well respected company offers a decent selection of individual health insurance plans in 10 states. Although many of its plans are overpriced, Kaiser Permanente offers a decent selection of high quality health insurance. The Company also offers an impressive database that offers more than 40,000 searchable health topics.
9. Cigna Health Insurance
Cigna operates in 30 countries and has more than 70 million customer relationships worldwide. Headquartered in Bloomfield, Connecticut, Cigna’s history stretches back more than 125 years. The Company is divided into 3 divisions Cigna Healthcare, Cigna Group Insurance and Cigna International. The multiple reliable packages of the company offer a complete health insurance.
10. Coventry Health Care Insurance
Active in 22 states, Coventry has a large assortment of low-cost health insurance offerings. The company invests time and money in bringing providers, employers, and members together to improve products and services they offer.Headquartered in Bethesda, Maryland, USA, the Company has been acknowledged by many of the business awards.